About Us

Your Friendly Mortgage Experts


At Burnham Mortgage Adviser we like to keep things personal by offering a friendly service which supports you every step of the way, from your initial enquiry right the way through to securing the completion of your mortgage offer.


Combining over 20 years of industry experience, we have a range of industry tools to help find you the best deal for your circumstances and whether you would prefer to save time by speaking to us on the phone, would like to discuss your options over a videocall, or have the luxury of meeting us face to face at our home office by the beach, we are here to make your experience of researching your next mortgage options as straight forward, stress free and quick as possible.


We provide expert advice in helping

1st Time Buyers –
Providing help and advice at every step of the process from initial enquiry right the way through to picking up the keys to your first home.

Buy To Let Investors – With the ever changing landscape of the ‘Buy to Let’ and ‘Let to Buy’ mortgage market, our advisers work with investors across the country, helping guide those who are either new to the property investment market, or those who are seasoned landlords with a sizeable property portfolio.

We have the expertise to tailor your funding options to help meet your income and capital growth goals.

RemortgagesWith our remortgage service, Charlotte & Emma can compare the rates your existing lender is willing to offer you against those from the comprehensive panel of lenders we have access to, ensuring you never pay more for your mortgage than you need to. We can even start the process of looking at your options up to 6 months before your existing product is due for renewal.

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Our Team

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Charlotte Coles

Director, Mortgage & Insurance Adviser

Hello, I’m Charlotte Director and mortgage adviser at Burnham Mortgage adviser. Balancing the demands of parenthood with a bustling mortgage business is no easy feat, but I hugely enjoy both roles. I also enjoying walking and cuddling our 2 bouncy doggies. I aim to make our clients feel not just like customers but part of an extended family. I am passionate about helping our clients get the very best mortgages and delivering a service which they are so impressed by, that they’ve helped me grow the business by referring their friends and family and in doing so, enable us to help more and more people secure their best mortgage options along the way.

Why not get in touch and and join the Burnham Mortgage Adviser fam!

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Marcus Lifton

Director & Case Manger

I’m a proud dad to 4 children, including Emily who is mine and Charlottes most recent addition to the Burnham Mortgage Adviser family, having joined us in 2022. I love spending time with Charlotte, Emily, Noodle and Ruby, whether that’s exploring the sand dunes on our doorstep, or taking a break away from the office in a warmer part of the world, we love a little adventure together. I’m also the proud ‘Grandad’ to my 2 Grand Kids (i know i don’t look old enough 😲) and love nothing more than going out for the day with them and their little auntie Emily.  When time permits, I love tucking into a nice Michelin * meal and when the suns out, I try and find the time to play the occasional round of Golf, but like a hot ‘British Summer’…… it doesn’t happen all that often.

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Emma Evans

Mortgage & Insurance Adviser

I’m mum to 2 teenage boys and my 3rd baby Ozzy, the French Bulldog!  Away from the office, I spend most of my Sundays on the side lines supporting my youngest son’s football team together with my husband, who also happens to  be one of his teams coaches.  Outside of work I love meeting up with friends for a coffee or an afternoon tea or when I have a suitable excuse, enjoying a pampering spa day. Having previously worked as Cabin Crew for Virgin airlines, I absolutely love going on holiday with my family and a firm favourite destination in our household is always Florida!

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Noodle & Ruby

The Welcome Team

Noodle & Ruby are our trusty office companions. Always keeping a close eye on activity, they love welcoming visitors to the office and with their excitable nature, they are always on hand to provide the best cuddles (when allowed) . Being mum to Ruby, Noodle is in charge of reminding us all to take a valuable lunchtime break and recharge our batteries by going out on our daily walk along the beach and let them both have a paddle under their favourite lighthouse.


Latest News

Consulting Client

25 Sep, 2017

Client Meeting

8 Aug, 2017

Team Discussion

1 Aug, 2017


20 July, 2017

Market Research

11 July, 2017

Market Analysis

25 June, 2017