Your Friendly Mortgage Experts
At Burnham Mortgage Adviser we like to keep things personal by offering a friendly service which supports you every step of the way, from your initial enquiry right the way through to securing the completion of your mortgage offer.
Combining over 30 years of industry experience, we have a range of industry tools to help find you the best deal for your circumstances and whether you would prefer to save time by speaking to us on the phone, would like to discuss your options over a videocall, or have the luxury of meeting us face to face at our home office by the beach, we are here to make your experience of researching your next mortgage as straight forward, stress free and quick as possible.
We provide expert advice in helping
1st Time Buyers – Providing help and advice at every step of the process from initial enquiry right the way through to picking up the keys to your first home.
Buy To Let Investors – With the ever changing landscape of the ‘Buy to Let’ and ‘Let to Buy’ mortgage market, our advisers work with investors across the country, helping guide those who are either new to the property investment market, or those who are seasoned landlords with a sizeable property portfolio.
We have the expertise to tailor your funding options to help meet your income and capital growth goals.
Remortgages – With our remortgage service, Charlotte & Emma can compare the rates your existing lender is willing to offer you against those from the comprehensive panel of lenders we have access to, ensuring you never pay more for your mortgage than you need to. We can even start the process of looking at your options up to 6 months before your existing product is due for renewal.

Charlotte Lifton
Director, Mortgage & Insurance Adviser
Hello, I’m Charlotte Director and mortgage adviser at Burnham Mortgage adviser. Balancing the demands of parenthood with a bustling mortgage business is no easy feat, but I hugely enjoy both roles. I also enjoying walking and cuddling our 2 bouncy doggies. I aim to make our clients feel not just like customers but part of an extended family. I am passionate about helping our clients get the very best mortgages and delivering a service which they are so impressed by, that they’ve helped me grow the business by referring their friends and family and in doing so, enable us to help more and more people secure their best mortgage options along the way.
Why not get in touch and and join the Burnham Mortgage Adviser fam!

Marcus Lifton
Director & Case Manager
I’m a proud dad to 4 children, including Emily who is the most recent addition to the Burnham Mortgage Adviser family having joined us in 2022. I love spending time with Charlotte, Emily, Noodle & Ruby, whether that’s exploring the sand dunes on our doorstep, or taking a break away from the office to a warmer part of the world, we love a little adventure together. I’m also the proud ‘Grandad’ to my 2 grand kids (I know I don’t look old enough 😲) and love nothing more than going out for the day with them and their little auntie Emily. When time permits I love tucking into a nice Michelin * meal and when the suns out, I try and find the time to play the occasional round of Golf, but like a hot ‘British Summer’…… it doesn’t happen all that often.

Emma Clifford
Mortgage & Insurance Adviser
I’m mum to twins, Lily & Arlo who keep me & my husband on our toes, thank goodness for coffee! – I am often found munching my way through a delicious pastry of some kind at the weekend between trips to the Zoo, Wetlands or the park together. The great outdoors, festivals and travel are my happy place, I met my husband at Glastonbury festival over 10 years ago before we embarked on our travels to New Zealand and Australia. We’ve also been lucky enough to experience safaris and road trips through the desert in Africa. Our first family adventure was an American RV trip, something we will never forget!

Noodle & Ruby
The Welcome Team
Noodle & Ruby are our trusty office companions. Always keeping a close eye on activity, they love welcoming visitors to the office and with their excitable nature, they’re always on hand to provide the best cuddles (when allowed). Being mum to Ruby, Noodle is in charge of reminding us all to take a valuable lunchtime break and recharge our batteries by going out for our daily walk along the beach so they can both have a paddle in the water under their favourite lighthouse.
Latest News
Consulting Client
25 Sep, 2017
Client Meeting
8 Aug, 2017
Team Discussion
1 Aug, 2017
Stategies
20 July, 2017
Market Research
11 July, 2017
Market Analysis
25 June, 2017
